Scholarships

We offer merit scholarships, financial aid, athletic scholarships, and on-campus work-study for full time students. Scholarships/financial aid reduce tuition and are deducted from your monthly instalments each semester. In order to apply for scholarships or financial aid, submit your aid application with or shortly after your programme application so decisions can accompany your offer where possible.

For the submission of a scholarship application, please send your application along with the required supporting documents to the Admissions Department at the e-mail: [email protected].

For any questions, you can contact the Admissions Department for guidance ([email protected]).

Please note that different scholarship schemes apply to the Medical School. Please refer to the Medical School’s Admissions Department for the relevant scholarship policy ([email protected]).

Scholarship and Financial Aid Application Forms

UNIC Athens Academic Excellence Scholarship

Based on Previous Academic Performance

A merit-based scholarship recognising applicants whose final secondary-school examination results place them among the top performers worldwide. Students are considered for the single highest tier for which they qualify based on final, official results from any recognised examination; scores are not combined across systems. The four tiers are calibrated to approximate reflect the top 1%, 5%, 10%, and 15% of secondary-school leavers by examination performance across different national systems. Tiers and thresholds are reviewed annually; the criteria below apply to 2025–26 entry.

Academic Excellence Scholarship Levels

Platinum: 40% Gold: 30% Silver: 20% Bronze: 10%
Panhellenic ≥ 19.2/20  18.5 – 19.19 17.5 – 18.49  17.0 – 17.49 
Pancyprian overall average ≥ 19.2/20 or national top 1% rank  overall average 18.5–19.19 or national top 5% rank  overall average 17.5–18.49 or national top 10% rank  overall average 17.0–17.49 or national top 15% rank
IB Diploma 44 – 45  40 – 43  37 – 39  35 – 36 
SAT 1530+ 1450 – 1520  1400 – 1440 1330 – 1390
ACT 35+  34 31- 33  28 – 30 
Three A Level A A A***  A A A**  A A A  A A B 
JEE (Main) ≥ 99.20 97.00 – 99.19  94.00 – 96.99  90.00 – 93.99 
CBSE Class XII ≥ 97%  95.0 – 96.9%  90.0–94.9%  87.0 – 89.9% 
Gaokao top 1% rank top 5% rank  top 10% rank  top 15% rank 

Eligibility & Conditions

  • Applicant must be admitted and enrolled full‑time in an undergraduate programme at UNIC Athens.
  • Applicants qualify for the single highest tier that matches their final, official credentials.
  • If multiple exam systems are presented (e.g., IB + SAT), UNIC Athens will use the best single tier – tiers are not additive.
  • EU and non‑EU citizens are evaluated using identical academic criteria.

Recognised Examination Systems

  • Panhellenic, Pancyprian, IB Diploma, SAT, ACT, A Levels, JEE (Main), CBSE Class XII, Gaokao are currently recognised examination systems.
  • Other recognised national examinations may be mapped to the same tiers using official percentile/grade distributions at the discretion of UNIC Athens.

Required Documentation

  • Official score reports/certificates.
  • For A Levels: official final certificates (statement of results is acceptable pending final certificate).

Policy Notes

  • Tiers are reviewed annually; if an offer is deferred, the scholarship will align with the criteria in effect for the new entry year.
  • Percentile‑based thresholds (e.g., Gaokao, JEE Main) are determined by the official ranking authority for the relevant session.

UNIC Athens Hellenic Frontier Scholarship

A scholarship for students who completed their secondary schooling in Greece’s most remote island, border, or mountainous municipalities.

Scholarship Level

20% of tuition for the entire duration of the student’s programme.

Eligibility

  • Applicant must be admitted to and enrolled full‑time in an undergraduate programme at UNIC Athens.
  • The permanent home address and the final two years of secondary schooling must both be in one of the eligible localities listed below.
  • EU citizens are equally eligible if they meet the same residence and schooling criteria.

Eligible Localities

  • North Aegean Region: Lesvos, Chios, Samos, Ikaria, Lemnos, Agios Efstratios.
  • Dodecanese border islands: Kastellorizo (Megisti), Symi, Nisyros, Kasos, Tilos, Chalki.
  • Small South Aegean islands (pop. < 5,000): Amorgos, Anafi, Donousa, Schoinoussa, Koufonisia, Iraklia, Sikinos, Folegandros, Kimolos.
  • Ionian Islands (other than Corfu): Lefkada, Kefalonia, Ithaca, Zakynthos, Paxos, Kythira, Antikythira, Othonoi, Erikousa, Mathraki.
  • Land‑border municipalities:
    • Evros: Didymoteicho, Orestiada
    • Rhodope: Maroneia, Sapes
    • Florina: Prespes
    • Kastoria: Nestorio
    • Kilkis: Paionia
    • Mountain municipalities in Epirus (pop. < 10,000): Zagori, North Tzoumerka, Konitsa, Metsovo.

Required Documentation

  • Municipal certificate of permanent residence.
  • High school leaving certificate showing the school location in an eligible locality.

Renewal

  • Maintain CPA ≥ 2.50/4.00 and meet Satisfactory Academic Progress benchmarks.
  • Remain enrolled full‑time each semester (minimum 30 ECTS undergraduate).
  • Scholarship may be reinstated if eligibility is regained after a one‑semester academic lapse.
  • Has maintained a clean disciplinary record.

UNIC Athens Sports Scholarship

Tiered scholarships for student‑athletes who compete at the highest levels in their sport (including esports).

Scholarship Level

25% to 50% of tuition for the entire duration of the student’s programme, based on the tier awarded.

Eligibility

  • Applicant must be admitted to and enrolled full‑time in an undergraduate programme at UNIC Athens.
  • Must meet one of the tier criteria below (or an internationally equivalent achievement verified by the relevant National Governing Body (NGB) or International Federation (IF); for esports, by the game publisher’s official circuit or recognised federation).
  • EU and non‑EU citizens are evaluated using identical performance criteria.

Tiers & Criteria

Gold — 50% of tuition

  • Competed in the Olympic or Paralympic Games, or
  • Won a medal at World or European Senior Championships within the last four (4) years.

Silver — 35% of tuition

  • Current member of a Greek Senior National Team, or
  • Top‑3 finisher at European U23 or Junior Championships, or
  • Greek senior national record holder, or
  • Top‑10 globally in a sanctioned esports title.

Bronze — 25% of tuition

  • Top‑3 finisher at a recent Panhellenic Senior Championship, or
  • Selected for the Greek U21 or U19 National Team, or
  • MVP in a Greek A1 (top‑division) club league, or
  • Top‑3 finisher in a recognised Greek esports league.

Notes on Equivalency

Where a criterion references Greek competitions or bodies, equivalent status in another country’s top division, national championships, or NGB‑verified national team will be considered.

Required Documentation

  • Official letter or roster from the NGB/IF, national team selection notice, or club contract/roster (as applicable).
  • Official result sheets or database links for championships, rankings, and records (publisher/run circuits for esports).
  • Contact details for a coach or team manager for verification.
  • For ongoing eligibility: annual competition plan and season calendar.

Renewal

  • Maintain CPA ≥ 2.50/4.00 and meet Satisfactory Academic Progress each semester.
  • Maintain athletic performance consistent with the awarded tier, reviewed annually with the Athletics Office (e.g., continued national team membership, top‑eight finish at nationals, sustained global ranking in esports, or equivalent).
  • Injury/medical/pregnancy exception: one grace semester (extendable to one academic year upon documentation) with an approved return‑to‑play plan.
  • Must maintain a clean disciplinary record and comply with anti‑doping/anti‑cheating rules (WADA Code / federation anti‑doping; publisher anti‑cheat for esports).
  • Scholarship may be reinstated once CPA/SAP or performance standards are regained after a lapse.

Other

  • Recipients must uphold academic integrity and athlete conduct standards. Confirmed doping, match‑fixing, or cheating violations result in immediate suspension and possible loss of the award.

UNIC Athens Opportunity Scholarship (Need‑Based)

1. Means-Tested Tuition Scholarship

A means‑tested tuition scholarship for students from lower and middle‑income families. Awards are determined by a transparent points system that considers per‑capita annual gross income and defined social/health factors.

Financial Aid Policy

Our university is committed to supporting students from lower- and middle-income families through means-tested tuition scholarships. Scholarships are awarded based on a fair and structured points system that takes into account household income, as well as specific social, health, and residence factors.

Scholarship Tiers

Scholarship percentages are determined by the total points calculated for each applicant. While the exact criteria and thresholds may vary, tuition reductions range from 10% for eligible students with fewer points to up to 40% for those with the highest points.

How Points Are Calculated

Points are assessed based on the following factors:

1. Household Income

Points are awarded by considering the per-capita annual gross income of the applicant’s household (based on the latest available official tax data). To ensure fairness and accuracy, the algorithm used to determine income bands and points is updated annually, reflecting changes in average income statistical data.

2. Social, Health, and Residence Factors

Additional points may be granted for specific situational criteria, such as:

  • Orphan status (one or both parents)
  • Court-documented parental divorce
  • Receipt of public assistance by the applicant or family members
  • Serious illness or disability affecting either the applicant or their parents
  • Relocation to Athens for studies involving housing expenses

The points earned across these categories are added together to determine a student’s placement within the scholarship tiers.

Eligibility

  • Admitted and enrolled full‑time in an undergraduate programme at UNIC Athens.
  • Greek and other EU/EEA citizens are assessed on identical criteria (non‑discrimination).

Required Documents

Submit the following to the Admissions/Financial Aid department after admission (for both parents/guardians, as applicable):

  • Latest Greek/EU tax return (e.g., AADE/E1 or EU equivalent) showing gross income; include any official documentation of public assistance.
  • If relevant: divorce decree & alimony order; death certificate (orphan status); medical/disability certificate from a public authority; municipal residence certificate and rental agreement (relocation).
  • If you are unemployed, provide the Δ.ΥΠ.Α. unemployment certificate (or EU equivalent).

Renewal

  • Reapply annually with updated documents (recommended by 30 June).

2. Large Family Scholarship

Students who come from large families (4 children or more) are eligible for a 15% scholarship for the entire duration of the programme. Applicants must provide a copy of the family status certificate, as proof of eligibility.

UNIC Academic Family Scholarship

University of Nicosia graduates wishing to apply for a second degree at UNIC Athens are eligible for a 10% scholarship for the entire duration of the programme.

Families with two or more siblings studying at the University during the same semester are eligible for a 10% scholarship for each child.

Non-scholarship Financial Aid

1. 10‑Month Tuition Instalment Plan (TIP)

Spread your annual tuition over 10 equal monthly payments at 0% interest.

The TIP helps families smooth cash flow across the academic year while keeping costs predictable.

Who it’s for: Undergraduate students at UNIC Athens billed at the beginning of each semester.

What it’s not: TIP is not a scholarship and not a loan. It is an interest‑free payment schedule.

Plan at a glance

Parameter  Setting 
Number of instalments  10 monthly payments 
Interest  0% (no finance charge) 
Minimum plan amount €2,000 (total annual charges) 
Maximum plan amount  Full annual tuition + mandatory fees 
Payment method  SEPA Direct Debit or credit/debit card or bank transfer

Tuition Payment Plan

Fall Semester Spring Semester
Before the beginning of the semester
(down payment)		 €1,500 Before the beginning of the semester
(down payment)		 €1,500
October 31 €1,575 March 31 €1,575
November 30 €1,575 April 30 €1,575
December 31 €1,575 May 31 €1,575
January 31 €1,580 June 30 €1,580
Total €7,805 €7,805
  • The above instalments refer to the Bachelor’s programmes (excl. Medical School).
  • International (Non-EU) students (excl. Medical School) are required to pay the first semester’s tuition before the commencement of classes. From the second semester onwards, the monthly instalments outlined above will be applicable.
  • For the Medical School the following apply:
    • Students are required to pay their semester fees in 4 monthly instalments (i.e. 8 annually), starting from the month classes begin.
    • No down payment is necessary.
    • After the deadline for each installment, a charge of €85 may be imposed if the full installment amount is not paid.

Eligibility

  • Enrolment: You must be officially registered for the academic year and in good academic and disciplinary standing.
  • Prior balances: Any prior‑year balances must be cleared before TIP enrolment.
  • Guarantor: Students under 18 need a parent/guardian co‑signature.

Payment processing

  • Due date: Last day of each month.

Changes, withdrawals & prepayment

  • Charge changes (e.g., course‑load adjustments) trigger an automatic recalculation of remaining instalments.
  • Withdrawal applies the University refund policy first; any remaining unpaid balance becomes immediately due.
  • Prepayment is allowed any time with no penalty.

FAQs

Is TIP available alongside scholarships?
Yes. Scholarships apply to tuition and are deducted from the monthly instalments of each semester.

Will my monthly amount change if I add/drop courses?
If your total charges change, remaining instalments are recalculated automatically.

Can I cancel TIP and pay in full?
Yes. You can prepay the remaining balance at any time without penalties.

What happens if a payment fails?
We’ll notify you to update your payment method. For unresolved cases a late payment charge of 4% per year may be imposed on the overdue amounts until their full settlement.

2. Work‑Study Programme (WSP)

Paid, part‑time campus jobs that help you fund your studies and build experience.

Who it’s for: Enrolled undergraduate and postgraduate students at UNIC Athens.

What it’s not: Work‑Study is not a scholarship and not a tuition waiver. You are paid hourly for approved hours worked.

Programme at a glance

Parameter  Setting 
Maximum hours  20 hours/week 
Wage rate (2025/26)  €6.60 gross/hour
Social security (EFKA)  Employer 13.33%; Student 6.67% withheld 
Contract type  “Student Employment Agreement” registered in ERGANI 
Pay schedule  Monthly via University payroll 

Eligibility & Priority

  • Good standing: You must be academically and disciplinarily eligible.
  • Course load: Minimum 30 ECTS/semester.
  • Residency: If applicable, hold a valid residence permit that authorises part‑time work in Greece.

Priority Tiers (assignments follow this order):

  1. Tier 1: Students with Yearly Gross Income Per Capita < €12 000.
  2. Tier 2: All other eligible students (first‑come, first‑served).

Positions are limited; work‑study is not guaranteed to all applicants each term and is at the discretion of UNIC Athens.

Job Categories

  1. Library & Learning Commons
  2. IT Help Desk & Digital Media Lab
  3. Admissions Ambassadors & Campus Tours
  4. Faculty‑led Research Assistantships
  5. Sports & Recreation Operations
  6. Student Life Events Crew
  7. Administrative Support (Finance, HR, Marketing)

Payroll & Timekeeping

  • Time reporting: Monthly timesheets approved by your supervisor by 20th of each month (deadlines subject to final review).
  • Payday: Monthly via University payroll.

Academic Standards (SAP)

  • Maintain CPA ≥ 2.50/4.00 and Satisfactory Academic Progress (SAP).
  • If you fall below SAP, you enter WSP probation for one semester; a second breach ends employment.

Conduct & Performance

  • The University Code of Conduct applies to all WSP roles.
  • Two written warnings for lateness, misconduct, or poor performance result in termination and 12‑month WSP ineligibility.

FAQs

Can international students work under WSP?
Yes. If your residence permit authorises part‑time work in Greece.

Will WSP affect my scholarships?
No. WSP is separate from scholarships and does not change your tuition discount.

How many semesters can I work?
As many as you remain eligible and positions are available.

What if my CPA drops below 2.50?
You’ll be on probation for one semester. A second SAP breach ends your placement.

3. Student Loans (Third‑Party Banks)

Finance a portion of your tuition through Greek banks.

UNIC Athens will help you direct you to options and provide you with necessary UNIC Athens documents. The University is not the lender.

Who it’s for: Undergraduate and postgraduate students at UNIC Athens.

What it’s not: A scholarship or tuition waiver. These are bank loans you must repay.

Programme at a glance

Parameter  Summary 
Lender  Independent Greek/EU banking institutions (third‑party) 
Typical coverage  Up to 50% of annual tuition (varies by bank and profile) 
Disbursement  Single or staged (e.g., per semester/month); often can pay directly to UNIC 
While studying  Many banks offer interest‑only payments or in‑school grace options (varies) 
Repayment  Begins after disbursement or after studies (bank‑specific); term length varies 
Rate type  Preferential student pricing; fixed or variable APR determined by the bank 
Fees  May include origination/arrangement fees; check the bank’s disclosure 
Guarantor  A co‑signer is often required (parent/guardian or qualifying sponsor) 
Currency  EUR 
Timing  Apply 4–6 weeks before fees are due to allow bank processing 

Most banks will ask for proof that you can cover any remaining tuition after the loan (personal/family funds, scholarships, TIP, or work‑study).

Eligibility

  • Admission & enrolment: You must be admitted and enrolled (or holding an unconditional offer) at UNIC Athens.
  • Residency & status: Greek/EU students usually apply with a local bank. International students may need a resident co‑signer or to use a bank in their home country.
  • Creditworthiness: Banks assess income, credit history, and co‑signer strength. Decisions are solely the bank’s.

How to apply

  1. Choose a bank
    We’ll provide links to local banks.
  2. Collect documents (typical bank requirements)
    –     Passport/ID; proof of address
    – UNIC documents (Offer/Admission Letter, Tuition Certificate, Scholarship letter if any)
    – Financials for borrower and co‑signer (recent payslips or employer letter, latest tax return, bank statements)
    – Residence permit (if applicable)
  3. Submit application
    Follow the bank’s process for pre‑approval and final underwriting.
  4. Coordinate disbursement
    If possible, ask your bank to pay UNIC Athens directly and use staged disbursements to reduce accrued interest.

Tips to reduce your total cost

  • Borrow only what you need. Apply scholarships and TIP first; finance the remainder.
  • Prefer staged disbursement (per semester/month) to limit interest accrual.
  • Check prepayment rules. Many banks allow early repayment (sometimes with a small fee).
  • Understand variable vs fixed rates. Variable rates can increase over time.

Important disclosures

  • Independent lending. UNIC Athens is not a lender and does not guarantee approval. Loan terms, APRs, fees, and decisions are set by the bank.
  • Read the bank’s disclosures. Review the European Standardised Information Sheet (ESIS) / key facts before signing.

FAQs

How much can I borrow?
Banks commonly finance up to 50% of tuition, but limits depend on the bank and your/co‑signer’s profile.

Can international students get a loan?
Often yes, with an eligible co‑signer or by using a home‑country bank.

Can I combine a bank loan with TIP?
Yes. Many students borrow less and then use TIP to spread the remainder at 0% interest.

Will taking a loan affect my scholarships?
No. Scholarships are independent of loan decisions.

Terms and Conditions for Scholarships

  • The applicants for a Scholarship must have submitted an Application for Admission to a programme, with full-time status, and must comply with the acceptance criteria of that programme.
  • The Scholarship application must be accompanied by all required supporting documentation.
  • Unless stated otherwise, scholarships are valid for one academic year and are calculated as a reduction on the programme tuition.
  • The extent, amount and duration of the scholarship after the first year of studies, is decided by the University after the relevant application has been submitted. The application should be submitted before the commencement of the next academic year.
  • Students eligible for more than one type of Scholarship will be awarded the scholarship constituting the highest amount.
  • Maintain a clean disciplinary record.
  • The Medical School follows a different scholarship programme.

Study